Foreclosures Foreclosures Foreclosure is a legal process in which a lender attempts to recover the balance of a loan from a borrower, who has stopped making payments to the lender, by forcing the sale of the asset used as the collateral for the loan. If the borrower defaults and the lender tries to repossess the property, courts of equity can grant the borrower the equitable right of redemption if the borrower repays the debt. While this equitable right exists, it is a cloud on title and the lender cannot be sure that they can successfully repossess the property. In many states in the United States, items included to calculate the amount of a deficiency judgment include the loan principal, accrued interest and attorney fees less the amount the lender bid at the foreclosure sale. Within the United States, Canada and many other countries, several types of foreclosure exist. Under this system, the lender initiates foreclosure by filing a lawsuit against the borrower. As with all other legal actions, all parties must be notified of the foreclosure, but notification requirements vary significantly from state to state.
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November Dance Newsletter Compiled by and used with permission of Carl Melin? = Information uncertain, call before going NOTE: Carl usually sends me an update to the information below about the 4th or 5th of each month. Those updates can be accessed by clicking here: Carls updates Be sure to check the updates for changes, additions and cancellations.
History[ edit ] The origin of the city’s name is unclear, but the most common view is that it was named for Springfield, Massachusetts. One account holds that James Wilson, who lived in the then unnamed city, offered free whiskey to anyone who would vote for the name Springfield, after his hometown of Springfield, Massachusetts. Newbill, disagreed in the November 11, issue: But such is not a correct version. When the authorized persons met and adopted the title of the “Future Great” of the Southwest, several of the earliest settlers had handed in their favorite names, among whom was Kindred Rose, who presented the winning name, “Springfield,” in honor of his former home town, Springfield, Tennessee.
On the southeastern side of the city in , about Kickapoo Native Americans built a small village of about wigwams and then abandoned the site in He chose the area because of the presence of a natural well that flowed into a small stream. He staked his claim by carving his initials in a tree.
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